Stop QR Fraud
Before It Strikes.
AI-powered QR fraud protection trained on Nepal's payment rails. Detects COLLECT-vs-SEND scams, typosquats, and phishing in under 100ms — in Nepali and English.
“You scan to pay — you don't scan to receive.”
तपाईंले पैसा तिर्न मात्र QR स्क्यान गर्नुहोस् — पैसा प्राप्त गर्न होइन।
Active QR Fraud Vectors in Nepal
Documented by Nepal Police Cyber Bureau, NRB, FIU-Nepal. Each is countered by a specific AI defense layer.
COLLECT-vs-SEND Confusion
Fraudsters pose as buyers on Hamrobazar/OLX/Facebook and send sellers a QR 'to confirm payment.' The QR is actually a COLLECT REQUEST — it debits the seller. Nepal's #1 QR fraud type.
Wallet deeplink parsers detect intent at decode time, before the payment screen opens.
Fake NEA / NTC Bill QR
AI-generated fake utility bills with malicious QR codes via WhatsApp / Viber. NPR 45M+ stolen in Kathmandu Valley in 2024 alone.
Document authenticity scoring + institutional QR certificate validation.
Merchant Sticker Overlay
Fake QR stickers placed over real Fonepay/eSewa merchant codes at Thamel shops, restaurants, petrol pumps. Customers pay the fraudster believing they are paying the merchant.
Visual tamper detection compares QR against the merchant's signed certificate.
Daraz / eSewa Phishing QR
Fraudsters impersonating customer service send QR codes to 'verify your account' or 'claim refund.' QR redirects to credential-harvesting login pages.
URL reputation + typosquat detection (Levenshtein vs known wallet hosts).
Dynamic Redirect QR
QR codes using shorteners that change destination after initial inspection — legitimate at scan time, malicious hours later.
Continuous redirect chain monitoring + destination drift detection.
Cross-Border Exploitation
Indian UPI payments at 1.5 lakh+ Fonepay merchants since 2024; 10-country NEPALPAY tourist QR. Fraudsters exploit the weaker verification on cross-border rails.
Joint fraud signal sharing with NPCI and Alipay (post-funding).
How QRShield works
Five stages, sub-100ms end-to-end. Heuristic layer always runs; ML layer adds depth.
Capture
User scans a QR via camera, upload, or screenshot. Pixels intercepted before any URL opens.
Decode
EMV-TLV parser handles Fonepay/NEPALPAY merchant codes. Wallet deeplink parsers (eSewa, Khalti, IME Pay) extract intent — SEND vs COLLECT.
AI Analysis
Multi-layer model scores the payload: URL reputation, domain age, typosquat distance, redirect chain drift, Nepali phishing NLP.
Threat Intel
Cross-referenced against VirusTotal, PhishTank, APWG, and Cyber Bureau incident feeds (post-funding).
Decision
Risk score → Safe / Warn / Danger. Verdict surfaced in Nepali + English with the exact reason.
Model your Nepal revenue
Drag the sliders. Pricing assumptions match NPR figures from NRB/Cyber Bureau market data in our pitch deck.
No one else is built for Nepal
The first-mover window is wide open. No vendor — local or international — has shipped AI QR fraud protection tailored to eSewa, Khalti, Fonepay, and NEPALPAY.
| Feature | QRShield Nepal | Kaspersky QR | Trend Micro | Bank IT depts |
|---|---|---|---|---|
| Built for Nepal payment rails | ||||
| Nepali language UI | ||||
| eSewa / Khalti integration ready | ||||
| COLLECT-vs-SEND detection | ||||
| Merchant QR certification | ||||
| NRB partnership | ||||
| Local fraud training data |
From Nepal MVP to South Asia exit
Year 3 ARR target NPR 318M (~$2.35M USD). Year 4–5 positions for acquisition by a major payments or APAC cybersecurity player.
- Register Pvt Ltd, apply for NRB fintech recognition
- NRB Pilot MOU on NEPALPAY QR monitoring
- Train on Cyber Bureau fraud data + Nepali NLP
- Launch consumer PWA (this product)
- First wallet SDK integration — IME Pay or Prabhu Pay
- Convert NRB pilot → Rashtriya Plan (NPR 20–40M/yr)
- Embed in Fonepay merchant QR validation
- 5 commercial banks signed on Sarvochcha
- Launch merchant QR cryptographic certification
- Nepal Telecom Digital Suraksha bundle pilot
- All 20 commercial banks on Sarvochcha
- 500K certified merchants
- Listed under MoCIT Cyber Security Authority
- Telecom rollout to 500K+ subscribers
- India market entry via UPI cross-border bridge
- South Asia expansion: Bangladesh, Sri Lanka, Myanmar
- License Nepal QR threat intel to NPCI / Interpol
- Acquisition target: Mastercard, Visa, APAC cybersec
Nepal's payment rails need a security layer.
We're building it.
Pre-funding round open. Looking for investors and NRB / fintech partners ready to back AI fraud protection for the world's fastest-growing QR market.